Sunshine State Credit is a finance company that provides your practice with everything needed to offer your patient an in-house finance solution.
You indirectly own the finance company without any financial risk by using Sunshine State Credit funding to achieve a profit immediately. With Sunshine State Credit your practice determines the amount financed, down payment, and interest rate. Having control of the terms lets you create specific financial plans that work for your patients. If you are currently doing business with Care Credit, we generally accept 50% of the patients Care Credit turns down, which in turn increases your bottom line!
There are no startup costs or startup fees, we only send you money!
Sunshine State Credit is an indirect lender similar to Mercedes-Benz Financial Services, Lexus Financial Services, BMW Financial Services and Ally Financial. Our rates vary depending on the programs that are custom tailored to you specific practice.
No. Sunshine Sate Credit guarantees that you will be initially profitable on every procedure you complete.
No. Sunshine State Credit is responsible for collecting the payments.
No. Sunshine State Credit is solely responsible for funding all approved loan plans.
The credit score model does not account for life’s circumstances. Here at Sunshine State Credit, we do not use a computer program to approve or decline an applicant; we investigate each applicant individually and determine if they have the ability to make a payment.
15 minutes. If there is a delay in responding to an application request, that means we are working with your applicant to obtain a cosigner, if available. Our underwriting staff will try to save as many applications as possible for your practice thereby increasing your bottom line.
Sub-prime credit is when a person has a credit score of 680 or less.
2,315,000. Two Million Three Hundred Fifteen Thousand potential patients that could increase your bottom line. Miami-Dade County has 987,356, Broward County has 763,356 and Palm Beach County has 563,808. These numbers do not include an estimated 463,001 people that have no credit rating.
Click here to fill out our provider application so we can approve you. Begin processing applications, it’s as simple as that!
Yes, you can manage the entire process from our online dash board.
Sunshine State Credit will credit your account you weekly.
Sunshine State Credit is responsible for collecting the payments.
Sunshine State Credit is 100% paperless. All applications can be submitted 24 hours a day 365 days a year. Patients can either apply online directly through your office or on their own. Apply online through your Sunshine State Credit website and Sunshine State Credit notifies you on your dashboard that an application has been submitted. Click on an online banner \ link that Sunshine State Credit supplies you with from your website.
Yes we have a team of specialists that work around the clock to provide 100% customer satisfaction.
We specialize in getting those consumers who have already been turned down approved. Having this option can limit the number of patients walking out you door. Every patient approved by Sunshine State Credit is one more profit center that increases your bottom line. You have everything to gain!
We will provide your practice with materials to display in your office to let your prospective and current patients know that you have an in-house custom tailored finance program.
We will assist you in creating finance options and pricing lists that make financial sense for your practice and your patients. We will train your staff and management team in achieving additional sales to your practice and thereby increasing your profitability.
In our web portal you and your staff can track an application as it moves through the application process all the way to being funded.
Every month you will get a detailed statement that provides you in-depth data on your portfolio.
Our support team manager will assist you in training your staff on our cloud based system.
Our support team manager will contact you and provide your practice with the user id’s and passwords to login. Please save your user id’s and passwords in a safe place. In the event you need a replacement user id or need to change your password(s), please call us at 954-420-9753.
Please contact our support team manager at 954-420-9763 or contact us.
Please contact our operation manager at 954-420-9763 or contact us.
Office hours: 7:30AM to 7:00PM EST Monday thru Thursday.
Office hours: 7:30AM to 5:00PM EST Friday.
We are closed Saturday and Sunday and for the following holidays:
New Year’s Day, Easter, July 4th, Labor Day, Thanksgiving and Christmas
Application submissions; 24 hours a day
Please contact our operations manager at 954-420-9763 after hours and an on call supervisor will responds to your inquiry in the event of an emergency.